Insurance 101

Insurance coverage for mastectomy products and compression garments can feel confusing, but you’re not alone. At Heide’s, we help patients navigate the process every day, and we’re here to make it as simple and stress-free as possible.

This page explains a few common insurance terms and how to check your benefits before ordering.

Key Insurance Terms (Made Simple)

Deductible

Your deductible is the set amount you must pay each year before your insurance starts paying for covered services or medical products.

Example: If your deductible is $1,500, you may need to pay that amount before insurance starts contributing towards a claim.

Coinsurance

After your deductible is met, many plans require coinsurance, meaning you pay a percentage of the cost.

Example:
If your plan covers 80%, you are responsible for the remaining 20%.

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